Money can be tight sometimes, but if you notice your financial status is continuously under strain most of the time, maybe it’s time you consider updating your skills and knowledge in finances by taking a financial literacy online course. These courses are readily available, and most are simplified enough to cater even to beginners.
Here are eight useful financial literacy online courses that you can take to apply to everyday life to manage your finances better:
1. Budgeting 101: A System That Works
This course aims to help its learners achieve some realistic financial goals such as planning for their dream vacation, getting their child a college plan, or simply improving their overall financial status. It emphasizes the importance of budgeting and how to do it properly, as well as the tools and tricks you can use to execute a successful budget that will yield positive financial results.
If you currently live your life without a budget or if you have a budget, but it seems as if it’s not helping your situation, then this course is for you. All you need is some necessary Excel skills and an open mind to new spending and saving systems that you might not be familiar with.
2. Personal Finance Strategies For Beginners
If you want to learn about personal finance but don’t know where to start, this beginner course is perfect for you. It is a financial literacy course that outlines a couple of essential pointers when developing knowledge and skills in personal finance and finance strategies. It is specially designed for those who are just starting to manage their finances independently, such as working students, fresh graduates, and young professionals.
The course promises to give you some vital abilities such as computing your net worth, building credit, creating a monthly budget, paying off your debt, and making your savings plan. It also tackles plenty of other useful financial skills that you need to successfully take control of your financial situation and make it work for you.
3. Personal Finance: Master Your Finances In 30 days
If you want to dig deeper and go beyond the basics of personal finance, this course is your best second step from Personal Finance Strategies for Beginners. It penetrates your attitude towards money by aiming to teach you to become more money-conscious and aware of the implications of your spending habits, and learning how to analyze your financial statements.
It also touches on broader concepts of wealth, such as real estate, investments, and bitcoin. This financial literacy online course is perfect for established professionals who already know the basics of personal finance and are looking to expand their knowledge on managing their growing wealth.
4. Personal Finance For Beginners: Ultimate Guide To Mastering Your Finances
Financial stability, security, steady savings, and a comfortable retirement–if any of those things entice you, and you are interested in ultimately mastering your finances, then this is the course for you. It promises to teach you to control your finances so that you can live comfortably and have a positive financial outlook for your future.
The lessons are taught through a simple Powerpoint presentation and is quite fun and engaging. The lecturer will be speaking to you directly instead of a typical voice-over type, which other courses usually offer. It is a very personal approach to learning financial mastery.
5. How To Get Out Of Debt, Improve Finances And Build A Future
Debt is a scary concept for some, and rightfully so since it is the financial downfall of too many people. There are all too many horror stories of professionals drowning in debt despite earning a fair salary.
If you are interested in finding some biblical insights into the concept of financial management and debt, this course is for you. If you want to shed some light on some of your worst financial habits and get to the root of it, this course may be just what you need.
6. The Infinite Banking Concept: Privatize Finance
If you’ve finally had enough of your financial problems and want to get rid of them for good for you, your family, and your future successors, a basic financial literacy for dummies won’t cut it. What you’ll need is a grasp on the infinite banking concept.
What this course outlines are the fundamentals and intricacies of privatized finance, warehouse capital, and family banking, among others. You don’t need any beginner’s finance courses to tackle this since the lessons build up from the fundamentals. So if you want a financial literacy course that spans several generations, you’re better off starting with this one.
7. How To Create A Personal Financial Copilot
Jumping from budget to budget in hopes to finally nail down the one system that works is just too exhausting and time-consuming. Not to mention, all of the money that would have to go down the drain from all that “learning experience” is simply not worth it.
Having a financial copilot will take out all of the guesswork and give you all the details you need to know about the potential and long term impact your current budget has on your future. As a result, you can make sound financial decisions now and expect positive outcomes later.
8. The Passive Investing Blueprint: Build Wealth Passively
Once you’ve got your finances and budget under control, you might want to start venturing out into investments. Investing is an excellent way to make your money work for you, so you have more future disposable income. The only problem is, you neither have the time nor the extensive knowledge and skill needed to pursue investments actively.
The simple answer to that is passive investments. The good news about passive investments is it is more cost-effective than other methods of investing. It has the potential to earn you more while saving on cost, time, and effort. It also protects you from the stress of having to react to almost every movement that happens within the stock market. All in all, it is the best way for beginners to start investing.
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